The front door swung open from the outside, and Elena-Kate, with her brown hair tied in a ponytail, came in, her key dangling from her hand. Her younger brother, Harris-Kate, carried a paper bag behind her.,Martin murmured, "The first installment on the high-interest loan is due immediately.",Elena pulled out her scuffed phone, glanced at the time, and stood up. "I should get to the mall for my shift," she said.。